R. Lance Belline is the founder and partner of Lighthouse Financial, a reputable advisory firm based in Rogers, Arkansas. His firm offers a wide range of services, including financial planning, tax planning, and investment strategies for both individuals and businesses. With decades of experience in the financial services industry, he has established himself as a knowledgeable and trusted advisor. His commitment to helping clients navigate the complexities of finance is also reflected in his book *More Wealth, Less Taxes,* published in 2022, which provides valuable insights on how to maximize wealth while minimizing tax liabilities.
In 2009, Lance founded Lighthouse Financial with a vision to create a boutique firm that would cater to the unique needs of high-income and high-net-worth individuals. The firm's original tagline, "Always on Watch," symbolizes the dedication and vigilance that he has maintained throughout his career. What set his firm apart from others was its innovative approach to integrating tax-saving strategies within investment plans, allowing clients to enjoy a financially secure retirement by minimizing their tax obligations.
In addition to his role at Lighthouse Financial, Lance achieved the designation of Certified Financial Planner in 2002, further solidifying his expertise in the field. Over the years, he has completed several critical financial industry examinations, including the Series 65 Uniform Investment Adviser Law Examination, the Series 63 Uniform Securities Agent State Law Examination, and the Series 7 General Securities Representative Examination. These accomplishments have provided him with the technical knowledge and practical skills needed to deliver expert financial advice to his clients.
As the author of *More Wealth, Less Taxes,* Belline has gained recognition for his ability to break down complex financial concepts into understandable language that resonates with a broad audience. His book was born from a desire to help others achieve financial success, offering readers practical strategies and real-life examples that demonstrate how to grow wealth, make informed decisions, and avoid common financial pitfalls. Through his clear and relatable writing style, he empowers individuals to take control of their financial futures and achieve greater financial security.
In *More Wealth, Less Taxes,* R. Lance Belline introduces readers to a framework for managing wealth across three critical categories: pre-tax money, after-tax money, and tax-free income, such as Roth IRAs and Roth 401(k)s. He emphasizes the importance of strategically allocating funds across these categories to optimize tax outcomes and achieve a zero tax rate in retirement. The book has received widespread acclaim, with readers praising its actionable advice and life-changing content. His work continues to serve as a valuable resource for anyone looking to enhance their financial knowledge and build a more secure financial future.
