Ryan Law

Financial planners seek to build successful relationships with their clients, which can only be done by listening well or seeking to understand. Ryan will discuss the importance of seeking first to understand and will share practical tips for putting the principles into practice.

The most fundamental thing we do as financial advisors is to inspire our clients to make positive changes in their lives. However, we know from research (and personal experience) that change is hard! Ryan has spent years studying change, habits, success, neuroscience, mindset, and more. Through that research, he has created a model of human behavior that explains why we do the things we do and what we can do to be successful in making changes. In this interactive presentation, Ryan will bring all of this research and practice together and present his model of human behavior along with a simple 5-step plan that you can use immediately to start making positive changes in your own life and with your clients.

“Selecting the right student loan repayment plan will have a greater impact on many of your clients than selecting the right strategies for Social Security.” – XYPN co-founder Alan Moore. Almost 45 million people in America have outstanding student loan debt, and borrowers owe an average of more than $32,000 each. Next to a mortgage, student loans are likely to be a client’s largest liability. In this presentation, financial advisors will learn about the types of loans and repayment plans and how to advise their clients who have student loans.

This presentation works best in association with Student Loan Essentials and can be added to that presentation as a 30-minute add-on, but it can also be presented in 60 minutes.

Nearly 3 million student loan borrowers qualify for a federal program called “Public Service Loan Forgiveness,” where they can have their federal loans forgiven tax-free. Government employees at every level, including teachers, military, city, county, state, or federal employees, and employees of non-profit organizations qualify, but the program and paperwork are very complex. You need to have the right type of loans and the right type of repayment plans, and you need to submit the right paperwork to receive forgiveness. This presentation will cover the basics of this program.

Credit scores not only determine the rate you will pay on loans, but they can also determine whether you get a job, can rent an apartment, how much you pay for auto insurance, and more. In this presentation, Ryan will discuss how credit reports and scores really work so you can improve your score.