Richard "Rich" Walinsky is an experienced business loan broker at Biz Capital LLC, where he helps small business owners secure the funding they need to grow and succeed. With a strong business lending and personal credit background, he provides various financing options, including short-term and long-term loans, SBA loans, lines of credit (LOC), equipment financing, working capital, merchant cash advances, and start-up funding. He aims to find the best financing solutions for each client based on their needs and business goals.
At Biz Capital LLC, Rich offers fast, accessible funding options, making it easier for business owners to secure capital quickly. Many small businesses face challenges with traditional banks, which often have lengthy approval processes and high rejection rates. He addresses this by providing alternatives that offer faster approval times, with businesses usually receiving funding within 48 to 72 hours. This efficient process ensures clients can continue running their operations and take advantage of new opportunities without unnecessary delays.
With his in-depth knowledge of various financial products, Rich can offer tailored solutions to meet the needs of different businesses. For example, he helps companies finance up to 100% of their equipment costs with minimal or no down payment. He also works with SBA-backed loans, which offer competitive rates and terms. In addition, he provides working capital loans to help businesses cover day-to-day expenses and lines of credit to give business owners flexibility when they need capital. By partnering with a network of reliable lenders, he ensures that clients receive the best possible terms for their financing.
In addition to his role at Biz Capital LLC, Rich has extensive experience in franchise consulting. Since 2009, he has worked with Franchise Traders, assisting prospective franchisees in identifying the right franchise opportunities. His expertise in franchise consulting earned him the title of Broker of the Year in 2010 from the Franchise Brokers Association (FBA). He is also a Certified Franchise Broker (CFB) and Certified Franchise Mentor (CFM), certifications that reflect his deep knowledge of the franchise industry and his commitment to helping clients find suitable franchise options.
Earlier in his career, Rich was an Outsourced Franchise Director for several companies, including Elements Fitness for Women, Digikids, and Interpreters Unlimited. In this capacity, he helped screen and qualify leads and worked with candidates through selecting and securing a franchise.
Before entering business lending and franchise consulting, Richard Walinsky gained valuable experience as a small business owner. He owned and operated Jake & Max’s Delicatessen and Bain’s Deli in Philadelphia, where he handled all aspects of the businesses, from operations to financial management.
