Barbara J. Negron is a senior banking and fintech executive with more than 20 years of experience building and delivering banking platforms, digital products, and embedded finance capabilities inside regulated financial institutions.
She currently serves as SVP and Managing Director of Embedded Finance and Partnerships, where she focuses on developing bank led embedded finance capabilities and managing strategic partnerships. Her work centers on aligning product, technology, risk, compliance, and operations to support scalable and responsible innovation.
Earlier in her career, Barbara held senior roles working with FIS and Finastra. In these roles, she was deeply involved in implementations, product management, and the development of both core banking platforms and digital financial products. At FIS, she worked directly on the embedded finance platform and partnership initiatives, collaborating with banks, fintechs, and internal teams to support sponsor banking models and embedded finance programs operating in highly regulated environments.
Barbara has delivered speaking engagements focused on fintech and bank relationships, drawing from real operating experience rather than theory. Her perspective is shaped by years of hands on work inside institutions where ideas only succeed if they can be implemented, governed, and sustained. She has worked closely with bank executives, product teams, engineers, compliance leaders, and fintech partners to bring platforms into production and keep them running at scale.
Her experience includes supporting sponsor bank models, designing operating frameworks, and helping organizations navigate regulatory review, risk ownership, and cross functional accountability. She understands where friction typically arises between banks and fintechs and how to address it before it slows progress.
As a speaker, Barbara is known for clarity and practicality. She focuses on how bank fintech partnerships actually work once programs move beyond strategy and into execution. Audiences leave with a clearer understanding of what successful partnerships require and how to apply those lessons within their own organizations.
She speaks to executive, senior, and practitioner audiences on embedded finance, payments and platform modernization, sponsor bank readiness, and leadership in regulated financial institutions.
In addition to her platform and partnership work, Barbara has been actively involved in internal inclusion and leadership networks, supporting talent development, mentorship, and cross functional collaboration within large financial services organizations. This experience informs her approach to leadership, team alignment, and building cultures that can sustain innovation at scale.
